(02) 8404 0543 reception@stewardshiptax.com

Shop 62a 197-215 Condamine St. Balgowlah, NSW 2093

Our Services

Individual Tax Returns

Core Competency: One of the Core Strengths of Stewardship Accountants is the completion and filing of your individual tax return. We pride ourselves on our efficient service and knowledge maximising your refund.

Remote Service: Want to do your return over the phone or by email? Please contact us at reception@stewardshiptax.com or call on 02 8404 0543.

Residential Property: we have over 1,100 clients with 1,800 rental properties. Talk to us before you purchase so we can advise you on the tax fundamentals of the property and efficiency of the proposed lender.

Discounts: Available for Students, Apprentices, those under 21 and family groups.

Do I need to file a tax return?: A complex question but this tax calculator makes it simple for you.

Mortgage Broking

The People

Shannon Rice is our experienced in-house mortgage broker. Prior to joining us, Shannon was the Branch Manager for the Mona Vale and Avalon NAB.

Whatever your situation, we can tailor a solution to your financing needs. We specialise in loans slightly outside the norm.

The Products

Variable rate loans
Fixed rate loans
Introductory and honeymoon loans
Professional packages
Line of credit – equity loans
Investment loans
Bridging loans
Debt consolidation loans
Personal and vehicle loans
Business line of credit
Business equipment finance
Motor vehicle leasing/hire purchase
Business technology leasing
The Process
We assess your current position, including your goals (both financial and personal) and give you the options so you can arrive at your own, educated decision, without any unnecessary sales pressure.

The Outcomes

Some of the things we achieve for you:

Find out how much you can borrow?
Home loan pre-approvals
Arranging finance before selling your existing home
Organise deposits, including deposit bonds
Compare your existing loan shapes up against others on offer
Structures to take advantage of the First Home Owner’s Grant and other first home buyer assistance
Arranging payments etc to Increase cash flow/rental returns
Accessing lower interest rates
Repackaging your finance to assist you to borrow more/ achieve financial freedom faster
Reduce costs by removing unused additional loan features
In-house Integrated Cost Effective Solutions
Our team of highly experienced Accountants, Self-Managed Superannuation Experts,Financial Planners genuinely talk to each other, so any ideas or scenarios you are wanting to explore can be cross checked to ensure that it fits in with your vision of the future, helping YOU make sure you have financially stable, time oriented and achievable goals.

Invest some time into your future and talk to us today.

Self-Managed Superannuation Funds

Thinking about setting up your own Self Managed Superannuation Fund?

You are not alone. Many of our clients have set up SMSF’s.

Their reasons include:

in order to purchase property in their SMSF,
take control of their own investment decisions
save in fees and administration costs
money in a Superfund is concessionally taxed. No tax may be payable on income within a Superfund when in pension mode. Super is a great way to boast your disposable income.
We use the latest and most expensive SMSF software on the market to ensure we can offer an accurate, fast and cost efficient service to you.

Purchase Property in your SMSF.

We have checklists and fixed fee packages available for those wanting to purchase property within their SMSF. We can set up the basic structure, source a conveyancer with intimate knowledge in this specialised area, arrange any Finance and even source a property for you. You chose the level of service required.

We will advise whether an SMSF is suitable for you. If you decide to establish an SMSF, we will work with you to ensure you have a solution that enables you to sleep at night.

The set-up, operation and management of a SMSF is a major financial consideration. Our interdisciplinary team of experts including chartered accountants, financial advisors and auditor will contribute and coordinate with you to achieve a high quality SMSF.

Our services include:

Fund establishment including set up of the Trust Deed and advice on the obligations of Trustees and Directors
SMSF Borrowing including the arrangement of loans.
Contribution Planning and taxation advise
Fund Administration and Accounting
Transition to retirement Pensions
Preparation, Audit and Lodgement of Statutory Reports and Returns
Pension establishment including Transition to Retirement.
Documentation to record the transition to pension phase
Ongoing administration of pension funds.
Tax Planning to ensure taxes are minimised

Xero Solutions

Xero Business Software Solution
Our fastest growing business segment is supporting Xero for our business clients. We love this software and use it to run our practice.

We know that any Accounting Software Solution you use is just a tool to support your main business. Serving your customer base at the required level at a profit will is the core business. We will listen, quickly establish core requirements, make practical suggestions and guide you for a smooth implementation so you can get results fast.

Some of the benefits of implementing Xero include;

its a cloud based solution giving you have access anywhere anytime,
Helps streamline your back office saving you time and money,
Assists in decision making by providing data to analyse trends both good and bad,
Graphically based KPI’s for viewing Business Financial Position
Eliminates the need for servers and back up solutions,
extensive suit of training Videos from Xero,
Expanding network of book keepers and professionals with Xero experience so help is readily available,
the ability to share information with your advisers in real time.
If you want to investigate this powerful software further, then click here.

Our strong recommendation is to seek PROFESSIONAL HELP in Customising Xero for your needs. There are a few tricks of the trade that will make your initial investment pay handsomely. Fixing General ledgers after the event is not fun and can be costly.

Call us for a no obligation initial consultation to see if Xero is right for you.

Have Xero already? Want to turbo charge your benefits from Xero, then contact us for practical help.

Want to help a child in India? Get any $50 plus Xero subscription through us. Pay monthly by Direct Credit or Credit Card. Moneytax will sponsor a child in India on your behalf. Note you do not have to avail yourself of our other services to access this.

Business Solutions & Advice

No matter what structure you structure your affairs , whether you are a sole trader, in a partnership, a business owner or a beneficiary of a trust, Stewardship’s well-qualified and experienced accountants will help. We will provide you with detailed advice on the best way to minimise your tax obligations. We offer a range of services, specialising in taxation advice, wealth creation and management advice for both individuals and business

From complex tax questions, budgeting, strategical planning or structuring advice, Stewardship will provide specialist advice to suit your needs.

We will prepare your annual financial statements, periodic management & cash flow reporting, financial performance analysis. We are familiar with Xero, MYOB, Class, Sage and Quickbooks. We will work seamlessly with your Book keeper if required.

Financial & Wealth Management

Stewardship Accountants has specialist Financial Planners, providing advice to clients on the best strategies to grow their wealth, preserve their wealth and plan for a comfortable retirement.

The over-riding message we have for our clients is “if you will not sleep at night, do not do it.”

Our Financial Planners work closely with the Taxation and Mortgage Broker to ensure your return is maximised and expenses and risk minimised on your chosen investment choices. We will work hard to help you clarify your goals and then provide options and strategies to achieve your objectives.

We understand that people have different goals at different stages of their life and we will map out a plan for you.

Our Financial Planner is Licensed with an independent group and are not tied to any bank.

Talk to your Accountant about how we can help you achieve your Wealth creation goals or contact the office.